Do this BEFORE Browsing for Housing
What does a buyer need to do before purchasing a home?
Simply save money and purchase a house.
If only that simple.
Here are the most important factors to ponder before you browse for the house:
- Become best friends with a lender. Call your fellow Realtor and ask for referrals. Chat with a few, get to know the human being. The best humans are the ones who ask pertinent questions then attentively listen. Like a Realtor, no two lenders are alike. Real estate transactions are a collaborative effort. Agents work with lenders, lenders work with agents – ALL with the purpose of doing what’s best for our client(s).
- Once established, let the documentation begin! Your lender will work with you, gathering information regarding job history, paycheck stubs, and current finances. Most important, the lender will take your information and guide you towards reaching your financial goals regarding the purchase of a home. Lender and Realtor work in tandem; once your qualified and have a clear idea what you may be able to afford without eating sticky rice each day, then your Realtor steps in. Your Realtor appreciates you and knows how much of a roller coaster your ride will be! She or he will guide you along, discussing your financial and home-buying goals.
Online home searches are fun, aren’t they?! Can’t get enough of Zillow, Redfin or Realtor.com!
Before your serious home search, establish a relationship with a lender and Realtor. Once you’ve got that under your belt, we’ll get you where you want to go!
Please feel free to reach Carin at 714.290.2192 for any questions.
Happy browsing. 🙂